Product Overview

Cigna Corporation and its subsidiaries serve millions of people worldwide through medical, dental, life, accident and disability benefit plans and insurance.

Our product offering can be summarised as follows:

Cigna Corporation
Cigna Healthcare Benefits	Cigna Group Insurance	Cigna International
Wholly US	US based	All Cigna companies operating outside of US
Managed healthcare benefits	Insurance products	Spilt between the Expatriate Business, the Healthcare Benefits Businesses and the Health Life and Accident Business as illustrated in the table below
www.cigna.com	www.cigna.com

Cigna International is further split into five business lines:

Cigna International
Global Health Benefits	Global Health Options	UK Healthcare Benefits	Spain Healthcare Benefits	Health, Life & Accident
Global	Global	UK	Europe	Europe	Asia
www.cignaglobalhealth.com	www.cignaglobal.com	www.cigna.co.uk	www.cigna.es	www.cignaeurope.com

In Europe, Cigna delivers the following products and services to customers on a multinational and country-by-country basis:

Global Health Benefits

Offering highly specialised healthcare benefits plans and services to globally mobile employees of multinational companies, small and large, in more than 200 countries/jurisdictions. www.cignaglobalhealth.com

Global Health Options

Offering highly specialised healthcare benefits plans and services to globally mobile individuals, in more than 200 countries/jurisdictions. www.cignaglobal.com

UK Healthcare Benefits

Providing local, private healthcare benefits, dental plans, and wellbeing and absence management services for employees of small, mid-sized and large companies, as well as individual coverage in select European markets. www.cigna.co.uk

Spain Healthcare Benefits

Providing local, private healthcare benefits, dental plans, and wellbeing and absence management services for employees of small, mid-sized and large companies, as well as individual coverage in select European markets. www.cigna.es

Health, Life & Accident

Direct marketing affordable life, accident, dental and supplemental health products to individuals in the European and Asia-Pacific regions. www.cignaeurope.com